Very plain and "dry-looking" site. When I say dry, I mean the colors look very washed out and there's way too much white space, especially in the header. I would definitely design a nicer logo in a different font and go easy on the photoshop effects (bevels are ugly, imo).

I would use a nice image in your header with the logo on top of that, maybe in a white font?

The elements are all very boxy and look very unfinished. Boxy isn't bad, but it just doesn't look right..

Change your font! Times New Roman is an immediate cue to a site being unfinished since it's the default font for browsers in most cases.

All of your graphcs/images look very compressed and the text in the side graphics looks pretty bad.. The graphic in the header on the right is chopped off on the bottom too; maybe it's supposed to touch the nav bar, but it Firefox there's a space there.

Sorry if I'm being harsh, I just wanted to give you as much critique as possible!

Thanks