Craig's a noob! haha just kidding man.

Ok, when I go to build my websites I always do something strange... I go to my garbage can and I pick out colors I like then I go design a website. I am telling you, you can get some GREAT color schemes if you throw away the right stuff! First thing I do is I get my colors then I put the dots of those colors on a blank template. Then I draw by hand the layout of the site... where the navigation goes, the content, etc etc.... Then I design the look and feel of the site.

Thats my thing... so hope that helps.