Any of you play games like neopets.com, uh.. Runescape (thesealportalteam does not support runscapes values) D&D (thesealportalteam does not support D&D values)?

I have strength that you need a minim of 8 skill points but you have a total of 28 skill points, like the sims, where you define lazy or serious, intelligent or stupid, type thing.

Strength, defense, charisma, & wisdom, start of at the minim of 8 skill points. You have 28 extra points to choose to add to one of the 4 skill sets. I will later call upon the sets for Health and for attack bonuses ... Also random events will depend on the amount of total skill you have say strength /2 + defense /.5 and charisma and wisdom *.234 etc..........

hope that helps.
EDIT: P.S. I have a page that's entitle Centric.Create or something along that. The lovely dropdown device says "Character Creation"