Originally Posted by JacobHaug

2CO is a good merchant as well. What you are looking for is to use someone else's merchant account so to speak. Paypal and 2CO are merchants, and they are processing your credit cards…and for that they take a “processing fee”.

Like Karinne said you can connect directly to your back account, IF you have a business bank account. Lots of times they charge a monthly fee for a merchant account, but it is much less then the processing fee 2CO charges.

There are pros and cons with paypal, 2CO, and being your own merchant. If you want them I would be glad to tell them to you.